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SummaryLegal & StatusTimelineNetworkOwnership & ManagementShareholdersUltimate Beneficial OwnerGeographyFinancialsFinancial HealthDocuments

FLEX-E-CARD LIMITED

🇬🇧United Kingdom•Private Limited Company (Ltd.)•Active

Summary

Country🇬🇧United Kingdom
StatusActive
Registration Number11321821
Founded20/04/2018
PurposeBusiness and domestic software development
AddressLevel 4 11 Brindley Place, Birmingham, B1 2LP
Confirmation StatementNext due: 03/05/2027; Last made up: —

Legal & Status

Legal FormPrivate Limited Company (Ltd.)
StatusActive
Registration Date20/04/2018
Registry AuthorityCompanies House
Registered Capital—

Source: UK Companies House · Last updated: 02/12/2025

Timeline (45 events)

01/05/2026

Address updated

Level 4 11 Brindley Place

16/04/2026

Address updated

Level 4 11 Brindley Place

20/04/2018

Appointed Craig Stephen Dewar (person)

Appointed as Director

Network

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Network depth

Ownership & Management

Persons with significant control

Eml Payments Europe Limited

75–100% shares · 75–100% voting rights · Right to appoint directors

Appointed: 28/06/2019

87.5%
Flex-e-vouchers Limited

75–100% shares · 75–100% voting rights · Right to appoint directors · Significant Influence Or Control As Firm

Appointed: 20/04/2018 · Resigned: 28/06/2019

87.5%

Officers & directors

Stuart George Will

Director

Appointed: 04/12/2025

—
Anushka Helene Denning

Secretary

Appointed: 03/11/2025

—
Adam Rhys Olding

Director

Appointed: 18/02/2025

—

Showing 1–5 of 19

1 / 4

Ownership Timeline (3 changes)

28/06/2019

Appointed Eml Payments Europe Limited (company)

owns or controls

28/06/2019

Resigned Flex-e-vouchers Limited (person)

Person with significant control

20/04/2018

Appointed Flex-e-vouchers Limited (person)

Person with significant control

Shareholders

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Ultimate Beneficial Owner

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Geography

Headquarters

Level 4 11 Brindley Place

Birmingham

B1 2LP

Financials

Key figures from annual accounts filings.

Convert to

2020

Turnover: £4.6M

Key figures

Turnover

2020£4,596,000
2021£3,981,000

Profit / (loss)

2020£1,127,000
2021£1,182,000

Gross profit

2020£3,956,000
2021£3,457,000

Operating profit

2020£1,474,000
2021£1,471,000

Total assets

2020—
2021£2,380,000

Net Assets Liabilities

2020—
2021£2,380,000

Equity

2020—
2021£2,380,000

Current Assets

2020—
2021£27,900,000

Net Current Assets Liabilities

2020—
2021£2,329,000

Total Assets Less Current Liabilities

2020—
2021£2,726,000

Cash Bank On Hand

2020—
2021£2,240,000

Debtors

2020—
2021£1,479,000

Creditors

2020—
2021£346,000

Trade Creditors Trade Payables

2020—
2021£2,200,000

Other Creditors

2020—
2021£113,000

Average Number Employees During Period

202042
202130

Admin expenses

2020£2,482,000
2021£1,986,000

Accumulated Depreciation Impairment Property Plant Equipment

2020—
2021£288,000

Cost Sales

2020£640,000
2021£524,000

Current Asset Investments

2020—
2021£24,181,000

Finance Lease Liabilities Present Value Total

2020—
2021£233,000

Fixed Assets

2020—
2021£397,000

Gross Profit Loss

2020£3,956,000
2021£3,457,000

Increase From Depreciation Charge For Year Property Plant Equipment

2020—
2021£156,000

Operating Profit Loss

2020£1,474,000
2021£1,471,000

Profit Loss On Ordinary Activities After Tax

2020£1,127,000
2021£1,182,000

Profit Loss On Ordinary Activities Before Tax

2020£1,474,000
2021£1,471,000

Property Plant Equipment

2020—
2021£397,000

Property Plant Equipment Gross Cost

2020—
2021£768,000

Taxation Social Security Payable

2020—
2021£538,000

Tax Tax Credit On Profit Or Loss On Ordinary Activities

2020£347,000
2021£289,000

Total Additions Including From Business Combinations Property Plant Equipment

2020—
2021£239,000

Trade Debtors Trade Receivables

2020—
2021£1,479,000

Turnover Revenue

2020£4,596,000
2021£3,981,000
Metric20202021
Turnover£4,596,000£3,981,000
Profit / (loss)£1,127,000£1,182,000
Gross profit£3,956,000£3,457,000
Operating profit£1,474,000£1,471,000
Total assets—£2,380,000
Net Assets Liabilities—£2,380,000
Equity—£2,380,000
Current Assets—£27,900,000
Net Current Assets Liabilities—£2,329,000
Total Assets Less Current Liabilities—£2,726,000
Cash Bank On Hand—£2,240,000
Debtors—£1,479,000
Creditors—£346,000
Trade Creditors Trade Payables—£2,200,000
Other Creditors—£113,000
Average Number Employees During Period4230
Admin expenses£2,482,000£1,986,000
Accumulated Depreciation Impairment Property Plant Equipment—£288,000
Cost Sales£640,000£524,000
Current Asset Investments—£24,181,000
Finance Lease Liabilities Present Value Total—£233,000
Fixed Assets—£397,000
Gross Profit Loss£3,956,000£3,457,000
Increase From Depreciation Charge For Year Property Plant Equipment—£156,000
Operating Profit Loss£1,474,000£1,471,000
Profit Loss On Ordinary Activities After Tax£1,127,000£1,182,000
Profit Loss On Ordinary Activities Before Tax£1,474,000£1,471,000
Property Plant Equipment—£397,000
Property Plant Equipment Gross Cost—£768,000
Taxation Social Security Payable—£538,000
Tax Tax Credit On Profit Or Loss On Ordinary Activities£347,000£289,000
Total Additions Including From Business Combinations Property Plant Equipment—£239,000
Trade Debtors Trade Receivables—£1,479,000
Turnover Revenue£4,596,000£3,981,000

Documents

Confirmation statement

01/05/2026

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Appointment of director

15/12/2025

View

Termination of director appointment

12/12/2025

View

Accounts for a small company made up to 30 June 2025

10/11/2025

View

Termination of secretary appointment

10/11/2025

View

Appointment of secretary

10/11/2025

View

Confirmation statement

02/05/2025

View

Change of registered office address

04/04/2025

View

Change of registered office address

04/04/2025

View

Showing 1–10 of 51

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Net margin (2021)Net margin
29.7%
Operating margin (2021)Operating margin
37%
YoY revenue (2020 vs 2021)YoY revenue
-13.4%
YoY profit / (loss) (2020 vs 2021)YoY profit / (loss)
+4.9%
Gross margin (2021)Gross margin
86.8%

Financial Health

Derived ratios from annual accounts. Values are omitted when data is missing or not meaningful.

Margins

Net margin (2020)
24.5%
Gross margin (2020)
86.1%
Operating margin (2020)
32.1%
Administrative expenses % of revenue (2020)
54%
Net margin (2021)
29.7%
Gross margin (2021)
86.8%
Operating margin (2021)
37%
Administrative expenses % of revenue (2021)
49.9%

Growth

YoY revenue (2020 vs 2021)
-13.4%
YoY profit / (loss) (2020 vs 2021)
+4.9%
CAGR revenue (2020–2021)
-13.4%
CAGR profit / (loss) (2020–2021)
+4.9%

Efficiency & returns

Revenue per employee (2020)
£109,429
Profit / (loss) per employee (2020)
£26,833
Asset turnover (2021)
1.67×
Return on assets (net) (2021)
49.7%
Return on assets (operating) (2021)
61.8%

Working capital & liquidity

Net current assets (2021)
£2,329,000

Receivables & payables

Debtor days (2021)
136days
Creditor days (vs revenue) (2021)
202days

Capital structure

Equity ratio (2021)
100%

Quality & mix

Operating profit as % of gross profit (2020)
37.3%
Operating profit as % of gross profit (2021)
42.6%
  1. Home
  2. –United Kingdom
  3. –Birmingham
  4. –FLEX-E-CARD LIMITED
Revenue per employee (2021)
£132,700
Profit / (loss) per employee (2021)
£39,400